The student outlined the topic of their study but did not clearly articulate its aim at the beginning of the essay, missing an opportunity to guide the reader with a definitive aim sentence. Additionally, the title of the essay lacks evaluative language, which would have better conveyed the analytical focus intended. However, the student has successfully identified a specific research question regarding the impact of digitization on HSBC, which is relevant and significant within the context of Business and Management. The essay effectively integrates business management theories, tools, and techniques, relying primarily on secondary sources while maintaining an academic level of research. Nevertheless, there is a deficiency in the clarity of the methodology, as a dedicated section outlining the planned approach to answer the research question is absent.